Here is what your personalized, comprehensive financial planning process will look like:

1. Discovery – Getting to know and understand you and your situation well, in order to build the best plan possible for you. This will include:
   • Gathering comprehensive information about you, your money story, your prior experience with investing and/or working with financial advisors, and your goals – what you would like to achieve in the shorter- and longer-term
   • Collecting information on your current financial situation – what you OWN, what you OWE, what you EARN, and where does it GO – to determine your capacity and willingness to save for meeting your shorter- and longer-term goals
   • Determining your personalized investment risk tolerance – how much potential loss you are comfortable taking in order to be able to have gains in your investments – for different portions of your wealth portfolio, and your risk capacity – your financial capacity to withstand potential losses in your investments without jeopardizing your overall financial situation
   • Gathering information about any existing insurance coverages or annuities you have, to determine how you are currently protecting yourself and your family
2. Strategy Development and Plan Design: We will take the information we have gathered, determine the best set of investments and risk management strategies for getting you to where you want to go and protecting your assets and of the financial well-being your family along the way, and compile these into a personalized, comprehensive financial plan.
3. Presenting Your Plan: We will get together again, review your comprehensive financial plan, and discuss the actions we recommend you take to reach your goals, including which actions you might want to take first and which you could phase in over time
4. Implementing Your Plan: We will start taking the actions you are willing to take, and proceed with implementing the plan, sequencing the action steps as necessary. Much of our communications will shift to email, text, and phone at this point, as we take the various steps needed.
5. Monitoring and Updating Your Plan, and Providing Ongoing Financial Coaching: Once your plan has been put in place, we will continue to meet 2-4 times a year, updating and amending the plan as your situation changes and you proceed to reach your various goals. Please reach out whenever you are considering an important financial or life decision, or there has been a material change in your personal or financial situation that affects your plan – such as:
   • • Changing jobs or thinking about doing so
     • Planning a marriage or getting married
     • Getting pregnant or having a child
     • Planning for a major purchase
     • Considering or finalizing a divorce
     • Anticipating or coming into an inheritance
     • Any other financial matter that concerns you!

When you are proactive about bringing these issues up for discussion, we can give you the best possible and most timely financial guidance, and make any adjustments needed to your goals and comprehensive financial plan.

Let’s see if we are a good fit for working together